Medicaid Archives - For Opportunity Thu, 27 Aug 2026 19:33:04 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.5 Understanding Benefits Cliffs /benefitcliffs/ Fri, 14 Aug 2026 16:28:33 +0000 /?p=3750 What to know about these overlooked poverty traps Millions of Americans rely on government-run safety net programs to help meet their fundamental […]

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What to know about these overlooked poverty traps

Millions of Americans rely on government-run safety net programs to help meet their fundamental needs. Also known as “welfare programs� or “public assistance,� safety net programs include the , the (SNAP or food stamps), , housing assistance, and childcare support, among many others.

These programs are meant to temporarily support individuals and families going through tough times as they rise above the poverty level and become self-sufficient again.

But these safety nets often function more like snare nets, trapping people in a complex web of formulas and rules that prevents them from taking and keeping promising jobs that would lead to a better future.

Frankie, a young woman who moved to Ä¢¹½ÊÓÆµ for a new start, found herself in this very situation. She felt forced to turn down a great job that would have paid $70,000 per year. She needed the job, but she also needed the public assistance that would help her find an affordable home for her family. The new income would have made her ineligible for that crucial housing support.

How is it possible that well-intentioned government assistance programs are actually reinforcing cycles of poverty? People like Frankie who receive safety net support are facing harmful barriers to opportunity called “benefits cliffs.� This critical flaw in welfare programs discourages work and upward mobility and keeps people stuck in long-term cycles of government dependency.

Benefits cliffs in public assistance programs can force people to turn down jobs that would grow their income and careers

What are benefits cliffs?

Many low-income workers experience , sometimes called “welfare cliffs.� In these disheartening situations, a small increase in earnings leads to a sudden and sharp decrease in, or even a total loss of, public assistance.

The higher wages push a worker’s income over the eligibility limit for one or more safety net programs, causing the abrupt loss of essential benefits. This leaves people worse off financially, despite doing everything right to get ahead.

Who do benefits cliffs affect?

Benefits cliffs, and their severity, depend on many factors. The number of people in a family, how much each person earns, and where they live can all play a role. Low-income working parents with young children are especially vulnerable to benefits cliffs because they frequently rely on multiple safety net programs to protect their family’s well-being.

A detailed developed by the Ä¢¹½ÊÓÆµ Center for Opportunity provides many scenarios showing how benefits cliffs can affect a family’s net earnings.

Let’s consider the situation of a working mother with two young children in Ä¢¹½ÊÓÆµ who’s receiving benefits from five welfare programs:

  • If she earns $12.50 per hour from her full-time job, her combined income from wages and public assistance will total about $45,000 annually.
  • If she earns just 25¢ more per hour, she’ll face a net loss in income of almost $1,500 per year because of reduced safety net benefits.
  • If she gets a slightly bigger raise of $1.25 per hour, she’ll lose so much in welfare benefits that her net income will decrease by a staggering $15,000 per year. That loss will pose a huge risk to her family’s health and financial stability.

What are the impacts of benefits cliffs?

Many public assistance recipients find themselves in deeply worrying circumstances after they take a better-paying job or accept a raise. Their income has increased too much to qualify for benefits, but it’s still not high enough to cover all their family’s essential needs like food, healthcare, housing, and childcare. In this demoralizing situation, people often feel like they’re being punished for trying to break free from government dependency.

Effects on career development

When individuals don’t accept fulfilling career opportunities, they lose the vital sense of dignity, purpose, and well-being that meaningful work and upward mobility provide.

“It makes you feel hopeless,â€� said . Carlotta was offered a rewarding job at a broadcast network in Ä¢¹½ÊÓÆµ, but she instead took a lower-paying job that wouldn’t put her much needed medical benefits at risk.

Implications for mental health

Benefits cliffs can impact mental health in many ways as well. For example, , a working mom, struggled to afford housing after her income increased above the eligibility limit for public assistance. Rather than being excited about her advancing career, Joyelle felt scared. Her fears of not being able to take care of her family were “devastating� for her well-being, and she suffered from severe anxiety, stress, and depression.

Consequences for employers and communities

The negative impacts of benefits cliffs also spread to employers and local communities. When people are disengaged from work, businesses find themselves constantly hiring rather than building a strong, stable, and efficient workforce that can help the surrounding community grow and thrive.

How can policymakers address benefits cliffs?

Safety net programs help people survive on a basic level, but they don’t currently empower welfare recipients to rise above the poverty line so they can flourish and reach their true potential.

As Frankie asked of the safety net system, “Do you want me to really be better, or do you want me to really be poor?�

To solve this critical issue and reward progress rather than penalizing it, policymakers should eliminate benefits cliffs by gradually decreasing public assistance as workers earn more. This will encourage individuals to take meaningful jobs, accept promotions, or work more hours without fear of a benefits cliff. In addition, gradual benefit reductions will give families time to make financial plans as they move toward self-sufficiency.

Removing barriers to work also allows people to experience the powerful sense of dignity, purpose, and confidence that comes from a rewarding job and financial independence. And when people take jobs that confirm their inherent value and potential, it transforms not only their lives, but the lives of their family members as well.

As workforce participation increases, businesses can also hire and promote more workers. This will stabilize their staff and reduce inefficiencies that high turnover rates can cause. A thriving local economy will then lift and strengthen the entire community.

Research has shown that work is one of the key factors in breaking the cycle of poverty. It’s a gateway to a better future where people and communities can flourish. To open these doors, policymakers need to make changes, ensuring that benefits cliffs are no longer barriers on the pathway to opportunity.

Personal stories: What it’s like to face benefits cliffs

Frankie’s story

Frankie moved to Ä¢¹½ÊÓÆµ for a new start. Instead, she faced a heartbreaking choice. Say “yesâ€� to a good job offer, and she would become ineligible for the housing assistance she needed to get on her feet.

Joyelle’s story

Joyelle needed to fall back on public housing during a tough time in her life. She was determined to get back on her feet. After going back to school, she was offered an exciting full-time job with the state of Ä¢¹½ÊÓÆµ. That’s when Joyelle got a shocking surprise: due to her new salary, her subsidized housing allowance disappeared overnight and left her feeling further behind than ever.

Additional resources


American Public Human Services Association


The Black Chronicle


Fed Communities


Federal Reserve Bank of Atlanta


Federal Reserve Bank of Atlanta


Forbes


Foundation for Research on Equal Opportunity

The Benefits Cliff
Ä¢¹½ÊÓÆµ Center for Opportunity

Confirmed. Welfare Cliffs Pervasive in 8 Southeast States
Ä¢¹½ÊÓÆµ Center for Opportunity

Disincentives for Work and Marriage in Ä¢¹½ÊÓÆµâ€™s Welfare System
Ä¢¹½ÊÓÆµ Center for Opportunity

If You Accept This Raise, You Fall Off the Welfare Cliff
Ä¢¹½ÊÓÆµ Center for Opportunity

Nonfinancial Impact from Nonwork
Ä¢¹½ÊÓÆµ Center for Opportunity

Solving the Food Assistance (SNAP) Benefits Cliff
Ä¢¹½ÊÓÆµ Center for Opportunity

Welfare Cliffs Exist—Concludes Team of Economists
Ä¢¹½ÊÓÆµ Center for Opportunity


National Conference of State Legislatures


National Conference of State Legislatures


Sutherland Institute

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When a Love Story Meets the Tax Code /how-marriage-affects-earned-income-tax-credit/ Thu, 18 Jun 2026 19:00:17 +0000 /?p=3151 Key Points If you ask many engaged couples what’s worrying them before the big day, you’ll probably hear about things like catering […]

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Key Points

  • When two lower-income workers marry and combine their earnings, the tax system can unintentionally cut their Earned Income Tax Credit by thousands of dollars overnight. Worries about this financial loss are keeping some couples from tying the knot.
  • Policies that discourage marriage can hurt both couples and their kids. A stable, two-parent home is one of the most powerful solutions for reducing poverty and strengthening families.
  • By adjusting the Earned Income Tax Credit’s benefits and eligibility limits for married couples, the government can make sure that saying “I doâ€� opens the door to security and upward mobility for workers and their families.

If you ask many engaged couples what’s worrying them before the big day, you’ll probably hear about things like catering budgets, guest lists, or finding the right dress.

But for thousands of working-class people in Ä¢¹½ÊÓÆµ and across the country, something else is causing their wedding anxiety: the financial benefits they might lose.

Because of rules in our tax system, walking down the aisle can sometimes lead to what’s called a “marriage penalty.� Instead of helping couples build a stable foundation, current policies often force a heartbreaking choice: commit to each other legally, or make ends meet.

The Cost of Combining Incomes

The is one of our country’s largest anti-poverty initiatives. The credit increases with every dollar workers make, up to a point, and then phases out as a household earns more.

But the EITC can also be a hidden poverty trap. When low-income people get married, the tax system unintentionally penalizes them for doing exactly what they should to escape poverty: working hard, combining resources, and building a stable home. 

Imagine two parents who want to marry each other. The woman makes $18,000 per year, and the man makes $30,000 per year.

As a single head of household tax filer with two kids, the woman qualifies for a much-needed $7,200 tax credit.

Her partner files single and doesn’t qualify for the EITC.

Together, unmarried, they use the $7,200 credit the woman gets at tax time to pay debts or cover expenses.

But if they marry, the tax system starts phasing out their credit based on their new $48,000 joint income, and it instantly drops to about $3,770.

The new spouses lose $3,430 overnight—almost a full month’s income—just because they made their relationship official. 

For some, this can be too much of a loss to risk.


The Life-Changing Power of Marriage and Family Stability

Marriage can lead to more happiness and satisfaction for couples—two incomes to cover the bills, a partner who shares the responsibilities, and the sense of well-being that comes from experiencing life with someone you love.

And kids who grow up in stable, two-parent homes are more likely to thrive in school, have better physical and mental health, and break cycles of generational poverty. 

But many low-income families aren’t getting to experience these benefits, and policies that discourage marriage—like the ones involving the EITC—are part of the reason why. 

Statistics confirm a decrease in marriages but also their importance for families.

  • Just 50% of American adults are currently married, down from 69% in 1970. The number is even lower for people with less education and those who don’t identify as White.
  • 63% of children live with two married parents. Again, that number drops for less-educated and non-White Americans.
  • When married parents are compared to single parents with the same level of education, the poverty rate for a married person is 75% lower.
  • Children raised by married parents are 82% less likely to live in poverty.

When it comes to Ä¢¹½ÊÓÆµ:

  • 54% of women and 49% of men are unmarried.
  • 38% of children live in single-parent families.
  • 18% of children (461,000 kids) live in poverty—the fifth highest number in the country.
  • The state ranks 39th in the nation for overall child and family well-being.

Big cultural shifts have changed how many people think about marriage—and this plays a role in decisions not to marry. But the data shows that a stable, two-parent home still provides families with more financial security and opportunities for upward mobility. It’s also one of the most powerful solutions for lifting children out of poverty.


A Less Risky Path to “I Do�

A new study from the Ä¢¹½ÊÓÆµ Center for Opportunity offers recommendations to make the EITC work better for low-income families. In particular, the federal government could adjust the maximum benefits and the eligibility limit for married couples. This would let new spouses combine their earnings without triggering an automatic loss of some or all of the credit. It would also remove a big barrier to building strong relationships and stable households.

Reforming the EITC won’t solve every challenge facing working-class families. But by restructuring the credit to reward partnership instead of penalizing it, the government can make sure that saying “I do� really is a celebration—a step toward a brighter future and a better quality of life for everyone in the family.


FAQs Ä¢¹½ÊÓÆµ the EITC

How can a low-income worker get the EITC?

People should apply through the , which provides an to help an applicant figure out if they qualify and how much their credit will be.

How does the EITC affect working-class families?

The EITC is designed to encourage low-wage workers to earn more—increasing with every dollar people make, up to a point, and then phasing out. But the income limit doesn’t double when people marry. As a result, a higher combined income pushes a couple into the EITC phase-out stage more quickly and reduces the credit they get compared to when they weren’t married.

Who does the EITC marriage penalty impact the most?

The penalty is highest when partners have children and earn similar low-level wages (each making around $15,000-$30,000).

Can a married couple file their taxes as “Married Filing Separately� to avoid the penalty?

The tax code won’t let couples claim the EITC if they choose “Married Filing Separately� as their tax status.

Does Ä¢¹½ÊÓÆµ have its own state-level EITC?

Ä¢¹½ÊÓÆµ doesn’t have an EITC, but it does offer a for some residents.

Additional Resources

Archbridge Institute

Axios

Understanding Benefits Cliffs

Ä¢¹½ÊÓÆµ Center for Opportunity

Ä¢¹½ÊÓÆµ Family Connection Partnership

Institute for Family Studies

Institute for Family Studies

Pew Research Center

U.S. Department of Justice

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Marriage Penalties in the Earned Income Tax Credit /reports/marriage-penalties-in-the-earned-income-tax-credit/ Fri, 29 May 2026 13:56:30 +0000 https://foroppv2.wpenginepowered.com/research/marriage-penalties-in-the-earned-income-tax-credit/ The post Marriage Penalties in the Earned Income Tax Credit appeared first on For Opportunity.

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How Ä¢¹½ÊÓÆµâ€™s Governor Impacts Your Daily Life: Understanding the Role and the Election Process /georgia-governor-powers/ Mon, 18 May 2026 13:41:51 +0000 https://foroppv2.wpenginepowered.com/georgia-govenor-powers/ From vetoing bills to deciding the budget, check out five ways Ä¢¹½ÊÓÆµâ€™s governor impacts schools, safety, work, and public programs that our families and communities rely on.

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Key Points

  • Ä¢¹½ÊÓÆµâ€™s future is on the ballot in 2026 as voters elect a new governor to lead the state for the next four years. In the May 19th primary elections, Ä¢¹½ÊÓÆµns picked candidates to represent each political party. They’ll choose the final winner in the general election on November 3rd.
  • The governor influences major issues that affect Ä¢¹½ÊÓÆµns every day, like taxes, education, health care, work opportunities, and public safety.
  • Understanding the governor’s role can help voters cast their ballots for a candidate who can bring even more hope, well-being, and prosperity to people and communities across the state.

When Ä¢¹½ÊÓÆµns vote for governor, they’re choosing more than a public figure. They’re electing the leader who sets the direction for everything from schools and public safety to taxes and the economy. 

While the governor can’t create laws like the legislature does, they shape daily life by deciding how the state will spend money, what bills get signed, and how certain public programs for families will operate. 

Quick Facts Ä¢¹½ÊÓÆµ Ä¢¹½ÊÓÆµâ€™s Governor

  • Current Governor: Brian Kemp
  • Next Election Date: November 3, 2026, for the general election 
  • Term Length: Four years, with a maximum of two back-to-back terms
  • Minimum Age Requirement: 30 years old by Inauguration Day
  • Counties the Governor Serves: 159
  • State Budget the Governor Oversees: $36.6 billion

How Does the Governor Impact Everyday Lives in Ä¢¹½ÊÓÆµ?

1. The governor can sign—or stop—new laws.

After a bill passes in Ä¢¹½ÊÓÆµâ€™s House and Senate, it goes to the governor, who can sign it, veto it, or let it become law without a signature. 

If the governor vetoes a bill, Ä¢¹½ÊÓÆµâ€™s legislators can override that action, but only with a two-thirds majority in both chambers. To avoid a veto, lawmakers usually aim to pass legislation that reflects the governor’s policy priorities.

In 2026, Ä¢¹½ÊÓÆµâ€™s legislature passed bills that created pathways for kids to take advanced math classes in earlier grades and to improve their reading skills. The bills aligned with Governor Kemp’s goal of increasing opportunities for Ä¢¹½ÊÓÆµ students, and he signed them into law right after the legislative session ended.

Ä¢¹½ÊÓÆµ Governor Brian Kemp signs 2026 bills to support literacy, math education, and K-12 public schools.

On May 5, 2026, Governor Brian Kemp to support reading, math education, and K-12 schools in Ä¢¹½ÊÓÆµ.
Photo Credit: . 

2. The governor helps decide where the money goes.

Every year, Ä¢¹½ÊÓÆµâ€™s governor proposes a state budget that outlines how taxpayer dollars should be spent. Because the budget reflects the programs and services that will receive funding, it reveals the governor’s top priorities for the state. 

The legislature revises and passes the budget, but the governor still has a final influential role. Before signing the budget into law, the governor can use a line-item veto to remove parts of the budget they don’t agree with while leaving the rest as is. 

In May 2026, Governor Kemp signed , the state budget bill for the fiscal year starting July 1. The $36.6 billion budget directs most funding toward education, health care services, public safety, and economic growth—a clear signal of what the governor cares about. Before signing, Governor Kemp used his line-item veto authority, removing some expenses to keep the budget in balance after approving income tax cuts.

3. The governor chooses the leaders behind key family services.

Government policies aren’t implemented in one big speech or one dramatic vote. Instead, they’re carried out every day by state agencies, boards, and commissions.

The governor appoints many of the heads of those administrative offices. They oversee daily operations in workforce development, child and family services, public safety, licensing, education administration, and programs that help low-income Ä¢¹½ÊÓÆµns.

The governor steers welfare (safety net) policies, for example, by appointing the members of the Board of Human Services. The members establish the state’s goals for welfare programs like the Supplemental Nutrition Assistance Program (SNAP).

4. The governor sets the policy agenda.

The governor has a powerful microphone: the annual “State of the Stateâ€� address. At the beginning of the legislative session, the governor uses this speech to outline their priorities and encourage lawmakers to act on specific policies. 

And when the governor elevates an issue—whether it’s education, workforce development, public safety, or taxes—it usually moves quickly from a policy idea to serious legislative action. 

In his , Governor Kemp proposed decreasing the state income tax to 4.99% to help Ä¢¹½ÊÓÆµns keep more of what they earn. The legislature followed up by passing , which the governor signed into law.

5. The governor leads during emergencies.

The governor uses executive orders and emergency powers to quickly mobilize state resources when storms, wildfires, public safety threats, or other emergencies hit. 

In April 2026, Governor Kemp for 91 counties in response to South Ä¢¹½ÊÓÆµ wildfires and empowered state agencies to help affected residents and their families.

FAQs: The Ä¢¹½ÊÓÆµ Governor’s Race in 2026 and the Election Process

How Is Ä¢¹½ÊÓÆµâ€™s Governor Elected?

Ä¢¹½ÊÓÆµns elect their governor through a direct popular vote. Unlike presidential elections, there isn’t an electoral college that casts deciding votes.

During primary elections, voters pick final candidates from each political party. Contenders have to earn at least 50% of the votes in the primary to win, so run-off elections are possible. 

The same requirement applies in the general election. If no candidate earns more than half the votes, the top two competitors head to a run-off.

Who Can Run for Governor?

A candidate must:

  • Be at least 30 years old by the time they take office
  • Have lived in Ä¢¹½ÊÓÆµ for at least six years before the election
  • Have been a U.S. citizen for at least 15 years

How Long Can a Governor Serve?

Ä¢¹½ÊÓÆµ governors have four-year terms and can serve up to two back-to-back terms. Former governors can run again after sitting out for at least one term.

What Happens if a Governor Leaves Office Early?

The lieutenant governor is next in line for the job and serves until the next general election.

Which Political Parties Have Ä¢¹½ÊÓÆµâ€™s Governors Belonged to Historically?

Ä¢¹½ÊÓÆµns have elected Republican governors since 2003. Before then, Democratic governors had held the office continuously since 1872.

Timeline of political party affiliations of past Ä¢¹½ÊÓÆµ governors from 1971 to 2026.

Source: , National Governors Association

What Issues Are Candidates Talking Ä¢¹½ÊÓÆµ in 2026?

The rising cost of living is one of the biggest concerns for Ä¢¹½ÊÓÆµ families—and it’s become a major focus in the 2026 governor’s race. Key affordability issues include:

  • Income Taxes: Some candidates are proposing plans to further reduce or eliminate the state income tax so Ä¢¹½ÊÓÆµns can keep more money in their own pockets. 
  • Property Taxes: As housing costs continue to rise, contenders are thinking about freezing property taxes or increasing exemptions to ease the burden on homeowners. 
  • Housing Shortages: Candidates are debating how much the state should get involved in local land-use regulations to spur construction of more homes, especially those at lower prices.
  • Health Care: Gubernatorial hopefuls are proposing options to address Ä¢¹½ÊÓÆµns’ health care concerns, including expanding Medicaid and reducing the cost of health insurance.

Beyond affordability, candidates are focusing on several other issues affecting families and communities across Ä¢¹½ÊÓÆµ:

Welfare Reform: Contenders are thinking about how to lead the state in making big changes to welfare programs, including: 

  • Implementing new work requirements for Medicaid and enforcing the ones for SNAP
  • to avoid federal penalties
  • Introducing a to integrate welfare and workforce systems and offer program participants a clearer route to rewarding jobs and long-term stability

Education: To give Ä¢¹½ÊÓÆµâ€™s children better pathways to academic success, candidates are debating on more school choice vouchers, increased public school funding, and new early childhood education options. 

Public Safety: Competitors are prioritizing safety and security for Ä¢¹½ÊÓÆµ communities by looking at ways to tackle gang activity, reform the juvenile justice system, and reduce repeat offenses. 

Why Does Understanding the Governor’s Role Matter?

Candidates know that more needs to be done to break down the economic and social barriers so many people are facing, and they’re making plans to take action if elected. But policymakers aren’t the only ones responsible.

Understanding the governor’s vital role and what they’ll do to meet the daily needs of Ä¢¹½ÊÓÆµ families and neighborhoods can help voters guide meaningful change. By casting their ballots, Ä¢¹½ÊÓÆµns can bring even more promise and prosperity to the state—making it a place where everyone has the chance to achieve their full potential and thrive.

Additional Resources


270 to Win


Alliance for Opportunity


Alliance for Opportunity


Atlanta Journal-Constitution


Ballotpedia


Ballotpedia


Ballotpedia


CBS News

Understanding Welfare Work Requirements: New Eligibility Rules for SNAP and Medicaid
Ä¢¹½ÊÓÆµ Center for Opportunity


Ä¢¹½ÊÓÆµ Public Broadcasting


Ä¢¹½ÊÓÆµ Public Broadcasting


Ä¢¹½ÊÓÆµ Public Policy Foundation


NBC News


State of Ä¢¹½ÊÓÆµ


State of Ä¢¹½ÊÓÆµ


State of Ä¢¹½ÊÓÆµ

Image Credits: Canva; , Ä¢¹½ÊÓÆµ Office of the Governor

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Solving Benefits Cliffs in Medical Assistance Programs /reports/solving-benefits-cliffs-in-medical-assistance-programs/ Fri, 27 Mar 2026 15:56:59 +0000 https://foroppv2.wpenginepowered.com/?post_type=research&p=788 The post Solving Benefits Cliffs in Medical Assistance Programs appeared first on For Opportunity.

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Understanding Welfare Work Requirements: New Eligibility Rules for SNAP and Medicaid /understanding-snap-and-medicaid-work-requirements/ Fri, 23 Jan 2026 13:53:40 +0000 https://foroppv2.wpenginepowered.com/understanding-snap-and-medicaid-work-requirements/ Big changes are in process for some recipients of Medicaid and Supplemental Nutrition Assistance Program (SNAP or food stamps) benefits and for the state governments that administer the programs. See a breakdown of the changes and who they will actually affect.

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Key Points

  • With the passage of the One Big Beautiful Bill in July 2025, more recipients of Medicaid and SNAP benefits will have to work or engage in other qualifying activities to receive the support they need. 
  • The successful administration of the SNAP and Medicaid work requirements will be critical. Both state governments and beneficiaries will have to figure out how to navigate the updated programs.
  • Work requirements are only a first step in reforming the welfare system. To spark real change, state lawmakers should explore a “One Doorâ€� approach to managing safety net and workforce services.

Table of Contents

Big changes are in process for some recipients of and (SNAP or food stamps) benefits and for the state governments that administer the programs. 

Medicaid is the nation’s largest safety net (government assistance or benefits, public assistance, or welfare) program. It helps cover medical costs for families with limited incomes, older adults, pregnant women, and people with disabilities. Recent data shows that about 71 million Americans are enrolled in Medicaid.

SNAP, the second largest government assistance program, helps low-income families buy food. Around 42 million Americans currently rely on SNAP benefits.

With the passage of the (OBBB) in July 2025, more recipients of Medicaid and SNAP benefits will have to work or engage in other qualifying activities to receive the vital support they need. 

With the new work requirements, lawmakers aim to encourage people who can work to join the workforce and ultimately lift themselves and their families out of poverty. But for the requirements to have the desired impact, both state governments and beneficiaries will have to figure out how to successfully navigate the updated programs. Challenges lie ahead for everyone involved.

What are welfare work requirements?

Work requirements for SNAP and Medicaid require some recipients to work, train, or volunteer for a certain number of hours per month to remain eligible for benefits.

The requirements generally apply to “able-bodied adultsâ€� who receive public assistance. The federal government defines able-bodied adults as most adults under age 65 who aren’t disabled and who don’t have a dependent child under a certain age. 

The new federal law says states have to adopt these work requirements, but the states are the primary administrators of Medicaid and SNAP. As a result, the states will verify recipients’ documentation of qualifying activities or their exemption status.

What are the Medicaid work requirements under the new federal law?

Beginning January 1, 2027, some able-bodied Medicaid recipients ages 19-64 will have to meet work requirements. 

To be eligible for benefits, recipients will have to take part in 80 hours per month of qualifying activities, including:

  • Full- or part-time employment
  • Job or vocational training programs
  • Community service or volunteer opportunities
  • Higher education programs

States will redetermine the eligibility of Medicaid recipients every six months. 

Several groups of individuals will be exempt from meeting the work requirements, including, among others:

  • People who care for a child under 14 years of age
  • Pregnant women or those who need postpartum medical care
  • Caretakers of a disabled relative
  • People who have a disability or health condition that prevents them from fulfilling the work requirement
  • Current or former foster children under the age of 26
  • Native Americans and Alaska Natives
  • People who are incarcerated or have been in the last three months
  • Veterans with a 100% disability rating

The OBBB also provides a temporary opt-out process (known as a waiver) for states with an unemployment rate over 8% or 1.5 times the national unemployment rate. These states’ citizens could struggle to meet the work requirements because of particularly high barriers to work.

The states will get more specific implementation and reporting instructions from the federal government in June 2026, and they could then decide to apply more restrictive work requirements than those in the OBBB.

What are the current Medicaid work requirements in Ä¢¹½ÊÓÆµ?

Ä¢¹½ÊÓÆµ 2.2 million Ä¢¹½ÊÓÆµns were enrolled in Medicaid as of May 2025, and around 67% of the adult beneficiaries were already working. 

Ä¢¹½ÊÓÆµ has a head start compared to many other states that don’t have previous experience with Medicaid work requirements. The state implemented the program in 2023 to provide valuable health care assistance to low-income Ä¢¹½ÊÓÆµns who aren’t eligible for traditional Medicaid.   

The Pathways to Coverage program supports adults ages 19-64 whose household income is less than 100% of the federal poverty line. To receive benefits, recipients have to take part in 80 hours per month of qualifying activities similar to those listed above. 

The Pathways program has slightly different exemptions than those in the OBBB. For example, adults are exempt if they take care of a child under age 6 instead of age 14. Recipients also only have to verify their exemptions or their involvement in qualifying activities when they apply for benefits and when they renew their application each year. 

Both administrators and enrollees have run into challenges with the Pathways program, but Ä¢¹½ÊÓÆµâ€™s previous experience with work requirements will be an advantage going forward. It’s important to note, though, that the current requirements for the Pathways program may change with the implementation of the OBBB.

What are the SNAP work requirements under the new federal law?

Many SNAP recipients faced new work requirements as of November 1, 2025. The groups of people below now have to meet these requirements: 

  • Able-bodied adults ages 18-64 without dependent children (in the past, this only applied to people through age 54)
  • Parents whose youngest child is 14 or older 
  • Veterans
  • People experiencing homelessness
  • Former foster children 

Like with Medicaid, individuals can meet the work requirement by working, volunteering, or participating in an approved educational program for at least 80 hours per month. People who aren’t able to meet these requirements can only receive SNAP benefits for three months every three years. 

States can also be more restrictive with the work requirements, but they can only temporarily opt out of the enforcement of these requirements if their unemployment rate is 1.5 times the national average. 

In Ä¢¹½ÊÓÆµ in particular, about 1.3 million people, or over 705,000 households, receive food stamps each month. Ä¢¹½ÊÓÆµ 69% of these households have kids, and 28% include an older adult or a person with a disability. It’s noteworthy that about 37% of Ä¢¹½ÊÓÆµâ€™s SNAP recipients already live in households with a working family member. 

What are the pros and cons of work requirements?

The updated SNAP and Medicaid work requirements will bring both opportunities and challenges to beneficiaries and state governments.

Pros:

  • Family and community well-being: When people take rewarding jobs, they’re setting foot on a pathway out of poverty and toward self-sufficiency. The families of those who work are also more stable, and strong families can change entire communities for the better. 
  • Health benefits: Work brings a sense of dignity, purpose, and self-worth to people. As a result, working adults often experience less anxiety, fewer symptoms of depression, a decreased risk of suicide, and lower mortality rates. The children of employed people also tend to have better mental and physical health.
  • Private health insurance options: Some of the people who join the workforce will become eligible for private health insurance through their employers. This will both bring stability to workers and their families and reduce the number of Medicaid recipients.
  • Local economic growth: Increased labor force participation helps businesses grow and thrive. This then boosts local economies and spreads greater prosperity to surrounding areas.

Cons:

  • Barriers to work: Many recipients of government benefits, including those who are able-bodied, face multiple barriers to work. These can include a lack of childcare, a lack of transportation, and age-related biases. Some Americans who rely on Medicaid and SNAP also live in rural or impoverished areas. These communities often have fewer jobs and educational or volunteer opportunities that would enable people to meet the work requirements close to home. 
  • Difficulties with reporting work or exemptions: Many Medicaid and SNAP recipients could face hardships related to the reporting requirements. Administrative hurdles, a lack of internet access, and the difficulty of documenting exemptions or unstable earnings may cause people to lose benefits.
  • High administrative costs: Implementing and enforcing work requirements demands significant administrative resources from state agencies. States will need to act quickly and efficiently to prepare to verify both the eligibility and ongoing work status of public assistance recipients.
  • Benefits cliffs: Without additional reforms, work requirements put people at risk of experiencing benefits cliffs. By taking a job, an individual’s income could increase too much to qualify for assistance, but it still might not be enough to cover all the essential needs like food, health care, housing, and child care. This could leave people worse off, despite their efforts to meet the requirements. The Congressional Budget Office estimates that around 5.3 million people could lose much needed Medicaid support and about 2.4 million people could lose essential SNAP benefits because of this difficult situation.

What else can policymakers do to reform the safety net?

Work is crucial to overall well-being because it’s a gateway to upward mobility and a better future. Many public assistance recipients who can work should be able to meet work requirements and find rewarding opportunities. But these requirements are only a first step. 

To spark real change for those who are struggling, state lawmakers should explore a to managing government benefits and workforce services. With this strategy, both benefits programs and job training assistance would be linked together. This would allow states to connect people to work while ensuring they receive the vital support they need. 

Ultimately, a One Door policy goes far beyond work requirements. It has the power to provide public assistance recipients with a clearer path into the workforce and toward financial independence. This, in turn, will help people realize their full potential as human beings and find opportunities to truly flourish.

Additional resources


Alliance for Opportunity


Alliance for Opportunity


Alliance for Opportunity


Center for Medicaid and CHIP Services


Center on Budget and Policy Priorities


Center on Budget and Policy Priorities


Center on Budget and Policy Priorities


Ä¢¹½ÊÓÆµ Budget and Policy Institute

Are work requirements good or bad?
Ä¢¹½ÊÓÆµ Center for Opportunity


Ä¢¹½ÊÓÆµ Department of Human Services


Ä¢¹½ÊÓÆµ Pathways to Coverage


Johns Hopkins Bloomberg School of Public Health


KFF


KFF


Medicaid.gov


Sutherland Institute


U.S. Department of Agriculture


USAFacts


USAFacts

Image Credit: Canva

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Ä¢¹½ÊÓÆµ Candidates for Governor Should Make Welfare Reform a Top Priority /op-ed/georgia-candidates-for-governor-should-make-welfare-reform-a-top-priority/ Mon, 08 Dec 2025 11:58:49 +0000 https://foroppv2.wpenginepowered.com/op-ed/georgia-candidates-for-governor-should-make-welfare-reform-a-top-priority/ In their pitch to voters, the 2026 candidates for Ä¢¹½ÊÓÆµ governor have mentioned they are likely to address tax reform, health care, […]

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In their pitch to voters, the have mentioned they are likely to address tax reform, health care, jobs, immigration, child care and housing issues.

But none have mentioned a priority that is not only connected to those issues but has a significant impact on the well-being of millions of Ä¢¹½ÊÓÆµ families — welfare reform. And with new federal work requirements set to take effect, policymakers will no longer be able to overlook Ä¢¹½ÊÓÆµâ€™s public assistance programs.

With more than struggling to make ends meet, reforms to the safety net should be a top priority for Ä¢¹½ÊÓÆµâ€™s next leader.

These low-income residents turn to Ä¢¹½ÊÓÆµâ€™s safety net programs for help, including Medicaid for health insurance, the Supplemental Nutrition Assistance Program for food support and Section 8 for housing assistance.

System fails to move people out of poverty

Both Republicans and Democrats agree these programs are a critical support system for disadvantaged communities.

But disagreement tends to emerge over whether welfare truly serves these people — helping them move from reliance on public assistance to independence and a more fulfilling life.

On that measure, — and its shortfall should capture the attention of Ä¢¹½ÊÓÆµâ€™s next governor.

Not only does Ä¢¹½ÊÓÆµâ€™s welfare system — like nearly all states’ — fail at its stated goal of moving people out of poverty, but it also compels recipients to stay dependent, keeping them in a cycle of poverty that so often defines generations of low-income Americans.

Welfare discourages recipients from getting married before having children and from working — troubling given those factors align with two of the three indicators in the , a series of life milestones that research has shown are the keys to happier lives, stable families and upward mobility (the other factor is obtaining a high school degree).

Ä¢¹½ÊÓÆµâ€™s next governor would do well to recognize that the implications of this flawed system extend beyond just welfare recipients. It has a significant impact on the state’s budget and economy.

 

Low labor participation rate is a warning

Social safety net programs, particularly Medicaid, are often the biggest expenses in a state’s budget. While the federal government partially funds welfare programs, the states are responsible for a significant share of the costs and are responsible for managing the system. With these high costs, policymakers should assess whether the billions spent on welfare is moving people out of poverty or keeping them on the economic sidelines.

And then there’s the direct impact on Ä¢¹½ÊÓÆµâ€™s workforce. Ä¢¹½ÊÓÆµâ€™s labor force participation rate, or the number of working-age people employed or looking for a job, is . Or put another way, nearly 40% of Ä¢¹½ÊÓÆµns, many of them prime-age men, who can work are choosing not to.

A low labor force participation rate is a warning sign for the state’s economic health. Every nondisabled Ä¢¹½ÊÓÆµn who opts out of work isn’t just losing income — our state loses tax revenue, businesses lose workers and communities lose engaged citizens who are the foundation of thriving neighborhoods.

Ä¢¹½ÊÓÆµâ€™s next governor should ask, then, why the state’s welfare programs fail to connect beneficiaries to resources they need to help them find a stable job. Unemployment is one of the primary reasons individuals seek assistance in the first place.

And yet when someone in Ä¢¹½ÊÓÆµ turns to the welfare system for support, they are not connected to work. Workforce development programs exist, but they oddly operate separately than the social safety net.

 

Follow other states in integrating workforce aims with welfare

Fortunately, policymakers in Ä¢¹½ÊÓÆµ have a road map to turn to called “â€� which integrates workforce development with welfare. Under this policy, people who access the safety net for help are connected to one caseworker who not only helps them meet their immediate needs but connects them with resources to find a job. Utah passed this reform in the 1990s and now boasts the lowest numbers of people on Medicaid and food stamps — along with consistently low unemployment rates.

Louisiana passed One Door legislation in June. Mississippi created a task force to explore the reform. And Arkansas also recently approved an audit of its workforce and safety net programs to identify needed changes. Ä¢¹½ÊÓÆµ should follow the lead of its southern neighbors to the West.

Welfare reform isn’t a second-tier issue. It’s central to sustaining Ä¢¹½ÊÓÆµâ€™s current trajectory as a leader in economic opportunity. Ä¢¹½ÊÓÆµâ€™s One Door gives the next governor a way to strengthen families, expand the workforce and set the state on a path to growth.

Buzz Brockway is the vice president of public policy at the Ä¢¹½ÊÓÆµ Center for Opportunity.

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The Safety Net ‘System’ That Isn’t /op-ed/the-safety-net-system-that-isnt/ Wed, 26 Nov 2025 16:18:27 +0000 https://foroppv2.wpenginepowered.com/media/the-safety-net-system-that-isnt/ The post The Safety Net ‘System’ That Isn’t appeared first on For Opportunity.

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Frightfully Pricey Treats: Why Halloween Fun Is Costing Ä¢¹½ÊÓÆµ Families More /georgia-halloween-candy-prices/ Tue, 28 Oct 2025 12:01:17 +0000 https://foroppv2.wpenginepowered.com/georgia-halloween-candy-prices/ As Halloween approaches, Ä¢¹½ÊÓÆµ families look forward to making great memories involving adorable costumes and fun candy hauls. But candy prices have become nothing short of scary for families trying to make ends meet. Here's why prices are on the rise for Ä¢¹½ÊÓÆµ's favorite Halloween treats.

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Key Points

  • Candy and chewing gum prices have increased by 38% in just the last five years. These costs have even outpaced the 25% increase in grocery prices during the same period.
  • With rising costs of living, many Ä¢¹½ÊÓÆµ families are struggling to cover their basic needs. This leaves them with little extra to buy fun treats like Halloween candy.
  • Ä¢¹½ÊÓÆµ policymakers can help put money back into Ä¢¹½ÊÓÆµns’ pockets by fixing regulations that make housing unaffordable, removing barriers to good jobs, and restructuring safety net programs to help people find rewarding work.

As Halloween approaches, Ä¢¹½ÊÓÆµ families usually look forward to making great memories involving irresistibly adorable costumes and big candy hauls. Many of us know—maybe even from our own childhood experiences—that trick-or-treaters often cheer with delight when they find their favorite sweets in their candy bags.

Halloween is the season for treats. It’s the biggest day of the year for candy sales, slightly surpassing Valentine’s Day. Data on consumer purchases shows that Ä¢¹½ÊÓÆµâ€™s favorite Halloween candies are , , and , with M&M’s and Reese’s Peanut Butter Cups following close behind.

Most of us indulge in these sweet treats every now and then, especially around Halloween. But for many Ä¢¹½ÊÓÆµ families, candy is becoming hard to afford. 

Candy and chewing gum prices have increased by an astonishing 38% over the last five years. That’s even more than grocery prices, which have gone up 25% during the same period.

Halloween candy prices have gone up 38% in just the last five years.

Candy and chewing gum prices, January 2021 to July 2025

For chocolate treats in particular, recent bouts of bad weather and crop diseases have damaged cocoa trees around the world. This has led to a cocoa shortage that has . 

High costs like these are making it difficult for some Ä¢¹½ÊÓÆµns to give their children and their young neighbors the happy and memorable Halloween they’re hoping for.  

The struggle to afford life in Ä¢¹½ÊÓÆµ (beyond Halloween candy)

Many low- and middle-income families in Ä¢¹½ÊÓÆµ are struggling to cover the basic costs of living, as prices for just about everything seem to be rising. The increasing costs add extra hardship to the many barriers that already impact people’s well-being and their ability to afford the occasional fun extras like Halloween candy.

  • Shortage of affordable housing: The shortage is driving up prices and making affordable homes hard to come by. High mortgage rates, rising costs of construction materials, and a big increase in Ä¢¹½ÊÓÆµâ€™s population since 1980 are contributing to the problem. Restrictive local regulations regarding land use and infrastructure, including roads and water lines, are making the housing shortage even more severe.

  • Access to sufficient food: In 2024, to help them buy food. Of those SNAP participants, 69% were part of families with children, and most had incomes below the poverty line. While Ä¢¹½ÊÓÆµ families can use SNAP benefits to buy candy, meeting basic needs is the priority for most.

Policy solutions Ä¢¹½ÊÓÆµ can’t afford to ignore

Ä¢¹½ÊÓÆµ lawmakers have the ability to make valuable reforms that would help people have more money in their pockets for family expenses.

  • Fewer housing regulations: To , local leaders in Ä¢¹½ÊÓÆµ need to allow greater flexibility in lot sizes in new subdivisions. They should also grant more permits for varied housing types—like duplexes, triplexes, and townhomes—and for additional homes near commercial centers. These changes would enable builders to construct more affordable homes.

  • Reduced occupational licensing requirements: Ä¢¹½ÊÓÆµ policymakers have many opportunities to lower barriers to meaningful work and upward mobility, including by . These licenses are typically mandatory for certain professions. By implementing licensing reforms, lawmakers could open more doors for workers, streamlining processes and removing some of the exclusions for people who have been incarcerated.

  • Revamped welfare system: To improve Ä¢¹½ÊÓÆµâ€™s welfare system, state lawmakers should explore a . In this scenario, both benefits and job training support would be linked together in a single location. This would provide welfare recipients with a clear path back into the workforce and toward financial independence.

These vital policy changes would strengthen and stabilize Ä¢¹½ÊÓÆµ families, helping to lift them above the poverty line and making it possible for them to thrive, even in the face of rising costs. Strong families, in turn, would help their communities prosper. And with more opportunities to flourish, life would be sweeter for Ä¢¹½ÊÓÆµns—not just at Halloween but all throughout the year.

Additional Resources

American Enterprise Institute

Archbridge Institute

Center on Budget and Policy Priorities

City Journal

Solving the Food Assistance (SNAP) Benefits Cliff

Ä¢¹½ÊÓÆµ Center for Opportunity

Ä¢¹½ÊÓÆµ Public Policy Foundation

U.S. Department of Agriculture Food and Nutrition Service

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National Poverty Rate Fails to Capture the Problem of Poverty Concentration in Ä¢¹½ÊÓÆµ and Beyond /press-releases/press-release-poverty-rate-2024/ Tue, 09 Sep 2025 14:26:28 +0000 https://foroppv2.wpenginepowered.com/press-releases/press-release-poverty-rate-2024/ PEACHTREE CORNERS, GA—The official poverty rate fell 0.4% to 10.6% in 2024, according to the U.S. Census Bureau’s latest report on poverty. […]

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PEACHTREE CORNERS, GA—The official poverty rate fell 0.4% to 10.6% in 2024, according to the . The data shows that 35.9 million Americans were living in poverty last year.

These numbers suggest trends at a high level, but they don’t reflect the biggest poverty-related issue, both for the nation and for Ä¢¹½ÊÓÆµ: the concentration of poverty in specific neighborhoods. Instead of affecting only certain individuals and families, poverty is enveloping entire communities. This is leading to significant geographic and societal separations among Ä¢¹½ÊÓÆµns—not only financially, but also in terms of opportunities for education, work, and family formation.

Randy Hicks, the Ä¢¹½ÊÓÆµ Center for Opportunity’s President and CEO, also shared that:

“The national numbers don’t tell us much about poverty from the perspective of the person or community experiencing it. They fail to convey that poverty is much more than a material issue for those who are struggling. Research has shown that people living in neighborhoods with high concentrations of poverty lack the essential local network of supportive relationships that’s crucial for helping them thrive and rise out of poverty.�

At a glance: facts on concentrated poverty in Ä¢¹½ÊÓÆµ

  • Ä¢¹½ÊÓÆµâ€™s poverty rate: 13.5%—2.9% above the national average, ranking 38th. 
  • Poverty exceeds the national rate in 133 of Ä¢¹½ÊÓÆµâ€™s 159 counties. 
  • Atlanta’s poverty rate: 18.1% overall; 27.2% among children.
  • Lawrenceville’s poverty rate: 17.2%, compared with Gwinnett County’s 10.5%.
  • Southern and central Ä¢¹½ÊÓÆµ show especially high concentrations of poverty.

Breaking down Ä¢¹½ÊÓÆµâ€™s poverty landscape

Ä¢¹½ÊÓÆµâ€™s average poverty rate was 13.5% in 2023, per the U.S. Department of Health and Human Services, or 2.9% higher than the national rate. 

This difference may seem slight, but it puts Ä¢¹½ÊÓÆµ 38th in the country when it comes to poverty. Poverty rates in 133 of Ä¢¹½ÊÓÆµâ€™s 159 counties also exceed the national rate. 

Within counties, concentrations of poverty exist in particular cities. For example, Atlanta, the county seat of Fulton County, has a poverty rate of 18.1%. Poverty is even more concentrated among the city’s children, with 27.2% living in poverty. These numbers are significantly higher than the county’s average poverty rate of 12.6%.

Lawrenceville, in Gwinnett County, also struggles with concentrated poverty at a rate of 17.2%. The county’s average poverty rate is just 10.5%. 

In many cases, poverty rates are higher than the state average in central and southern Ä¢¹½ÊÓÆµ, suggesting concentrations of poverty in communities in those regions.

Impacts of increasing concentrations of poverty

In neighborhoods with higher poverty levels, residents experience many negative impacts, including limited access to quality education, healthcare, and employment opportunities. They also struggle with increased crime and inadequate housing and living conditions. These factors significantly hinder social and economic mobility and contribute to cycles of poverty that are difficult to escape.

Eric Cochling, the Ä¢¹½ÊÓÆµ Center for Opportunity’s Chief Program Officer and General Counsel, noted:

“Poverty has an especially big impact at the local level. It’s a crisis of human well-being. These neighborhoods are often missing the vital community connections and social institutions that help people navigate life’s challenges. As social isolation and disengagement from work increase, people suffer from the loss of purpose and belonging that work and relationships provide.�

Ä¢¹½ÊÓÆµ the Ä¢¹½ÊÓÆµ Center for Opportunity

The Ä¢¹½ÊÓÆµ Center for Opportunity is a nonprofit organization that works to remove barriers to ensure that every person—no matter their race, past mistakes, or the circumstances of their birth—has access to safe communities, a quality education, fulfilling work, and a healthy family life. Learn more at foropportunity.org.

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Ä¢¹½ÊÓÆµ Center for Opportunity (GCO) is independent, non-partisan, and solutions-focused. Our team is dedicated to creating opportunities for a quality education, fulfilling work, and a healthy family life for all Ä¢¹½ÊÓÆµns. To achieve our mission, we research ways to help remove barriers to opportunity in each of these pathways, promote our solutions to policymakers and the public, and help effective and innovative social enterprises deliver results in their communities.

Send media inquiries to:

Rebecca Primis
Ä¢¹½ÊÓÆµ Center for Opportunity
rebeccap@foropportunity.org

 

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